* Be at least 18 years old.

* Being of good character and willing to fulfill commitments.

* Have a minimum monthly income of €500.

* A loan provided that is not repaid within the contractual deadline will result in legal action and publication of your ID card through all channels shown in our agency. The transfer time is a maximum of 48 hours.

Required Documents

* Scanned identity documents (front and back).

* Copy of a bank account statement (RIB) or postal account statement(RIP).

* Latest electricity bill or other equivalent document confirming your address.

* Latest pay stub or other document showing your monthly income.

Interest rate

Annual fixed APR of 2.15%, depending on the amount borrowed and the term of the loan.

Credit amount

We offer loans starting at €5000.

Loan period

You repay your loan over a period of 1 to 20 years, your choice.

Refund

The repayment of your personal loan is tailored to your budget. You can realize one or more projects.

You will receive your funding within 48 hours of our administrators approving your application.

No proof of use is required. You do what you want with your loan: you decide!

You can ask to increase or decrease your refunds every 6 months.

You can request a payment deferral annually.

You can repay all or part of your loan without penalty.

Credit Agreement and Insurance

The borrower must sign a credit agreement and a credit insurance certificate. The insurance covers you in case of death, total and irreversible disability, total disability due to illness or accident (No. 0081 FACL), and unemployment due to redundancy.